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Maternity Care

SKU: MCXMGH

Php 61,000.00 - Php 84,000.00

About Maternity Care

The perfect partner for mothers-to-be. Maternity Care is accepted in participating Mount Grace Hospitals nationwide. Members can choose Normal Spontaneous Delivery and Caesarean delivery for their delivery type coverage.

HIGHLIGHTED BENEFITS:

Before giving birth:

• One prenatal consultation
• Screening test before admission

During delivery:

• Labor room or operating room use
• Medically required medicines
• Use of equipment:
• Fetal monitor
• Doppler
• Pulse oximeter

Post-delivery:

• Two-day regular private room use for Natural Spontaneous Delivery (NSD)
• Three-day regular private room use for Cesarian Section Delivery (CS)
• Standard nursing care
• Rooming-in with newborn

Newborn care services:

• Medicines such as:
• Vitamin K, BCG, Hep B, eye ointment
• Newborn screening
• critical congenital heart disease screening
• Hearing test

Additional benefit:

• P100K Accidental Death and dismemberment benefit

Maternity Care is valid for 1 year. Coverage begins 24 hours after successful registration. It is accepted in Mount Grace Hospitals, Inc. (MGHI) partner hospitals.

• VRP Medical Center
• Manilamed
• Capitol Medical Center
• Fe Del Mundo Medical Center
• Grace Medical Center
• Westlake Medical Center
• Mother Teresa Of Calcutta Medical Center
• Tagaytay Medical Center
• Divine Grace Medical Center
• Mary Mediatrix Medical Center
• Southwestern University Medical Center
• Ciudad Medical Zamboanga
• Lorma Medical Center
• Dagupan Doctors Villafor Memorial Hospital
• The Doctors Hospital, Inc.
• Goodsam Medical Center (Cabanatuan and Gapan)
• Gatchalian Medical Center
• Healthserv Los Banos Medical Center

You can read the complete details of Maternity Care in this Health Care Agreement.

Maternity Care Options (Product Variations)

Maternity Care variant you can choose from:

Delivery	Room and Board	Price
Natural Spontaneous Delivery (NSD)	2 Days Regular Private Room	Php 61,000.00
Cesarian Section Delivery (CS)	3 Days Regular Private Room	Php 84,000.00

Build the right plan for you

Choose the duration of your plan *

Maternity Care (NSD) +61,000.00 (Php)
Maternity Care (CSD) +84,000.00 (Php)

FAQs

What does Maternity Care cover?

It provides coverage for comprehensive delivery, and post-natal services, with additional benefits of one (1) pre-natal consultation and up to PHP 100,000 AD&D benefit, and newborn services. This voucher is accepted in Mount Grace Hospitals, Inc. (MGHI) partner hospitals.

How can I register my Maternity Care voucher?

Upon purchase, you can register online at https://services.insularhealthcare.com.ph/.

Who can purchase the prepaid maternity package? Can someone who’s already in her 2nd-3rd trimester buy this card?

Any individual may purchase this plan, either for herself or for someone else (spouse, friend, relatives, etc). He/she needs to indicate the recipient or prospective patient in the registration page upon purchase. No matter how far along the pregnancy is, they can purchase this product.

Can an individual with a known high-risk condition still buy this plan?

Yes, they can still buy this plan. However, there will be charges on additional services the patient may need.

Who determines if an individual is qualified to purchase NSD or CS?

The individual is free to choose which package to purchase, whether NSD or CS. The OB doctor can advise on what is best for the patient.

Do they have to be an InLife Health Care member to purchase the product?

No. Anyone can purchase the product through iCare’s e-shop or digital platforms of iCare partners.

When can I start using Maternity Care?

From the day you register (“registration date”), the health voucher will be activated after twenty-four (24) hours after successful registration. Your health voucher is valid for 12 months or up until used whichever comes first.

Example: Registration date is Day 0. If you register on August 1, your health voucher will be activated on August 2. It will then be valid from August 2, 2023, to August 1, 2024, or up until used whichever comes first.

When can I register my product?

You have to register a name to your prepaid plan within 90 days from the purchase date. The serial code will be valid up to then. After which, your serial code will no longer be available for registration.

If the benefit limit is not wholly consumed, can I use the health voucher again in the future?

If the actual hospital bill is less than the benefit cap, the patient has the option to use the unused benefit limit to cover additional hospital services for the mother and baby and even professional fees. However, these additional services or treatments must be availed while hospitalized. Refund of unused limit is NOT allowed.

Does the patient need to be a PhilHealth member?

The patient needs to be a PhilHealth member to avail of the benefits.

For doctors, do they need to be iCare accredited? Do doctors need to follow HMO schedules of fees? Can doctors outside of iCare accreditation accommodate maternity cardholders?

All MGH OB doctors can participate in this program. They can accommodate maternity cardholders even if they are not iCare accredited doctors since PFs are not included in the design of the package. It is highly suggested, however, to follow the schedules of iCare to have reasonable charging of PF to the patient.

Can I register a Maternity Care health voucher for someone else?

Yes, as long as you know the personal data of the individual and obtained his/her authorization to be registered. We have prepaid health vouchers that can be given as gifts to your loved ones. The data required for registration are as follows:

a. Full name
b. Birth date
c. Home address
d. Email address
e. Mobile number

Can I transfer Maternity Care to another person?

Maternity Care is transferable as long as it has not yet been registered. This also lets you purchase the health vouchers as gifts.

Can I use Maternity Care in hospitals not on the health voucher’s provider list?

In case of emergency availment in non-accredited hospitals, coverage is limited to reimbursement up to the amount indicated on the voucher.

What else should I take note of?

Maternity Care plan is designed for uncomplicated pregnancy cases. Any medically necessary services or additional treatments availed that are outside the purchased plan shall be for the account of the patient and must be settled directly with the hospital.

Doctor’s fee is not covered by Maternity Care.

It is required to have one (1) pre-natal check-up with an OB doctor at the hospital of choice prior to delivery. Cost is c/o iCare up to P500 only, subject to reimbursement.

Pre-mature delivery and miscarriage shall be treated the same way as normal delivery; entitled to applicable inclusions of the plan.

For more information, see “General Exclusions”.

Payment Options

	Credit or Debit Card (Straight Payment)
	Installment Payment through Credit Card
	Over-the-Counter Payments
	Gcash

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Question and answer about this product

Does it covers the hospital bill as well? Example normal delivery cost 60k.

by Guest on September 17, 2024

Hi Guest! Maternity Care has a multiple package including pre-natal care, delivery care, and post-delivery care services.

by Kristel May on October 09, 2024

how much is the monthly payment for maternity care -normal delivery?

by Guest on September 26, 2024

Hi Guest! This is a one-time payment that is valid for one year or up until used. Normal delivery costs Php 61,000.